DISCLAIMER AND LEGAL NOTICE

Reform Global Advisory Group Limited

Website: reformglobaladvisory.com

Contact: consultant@reformglobaladvisory.com

Last Updated: April 2026

1. ACCEPTANCE OF TERMS

By accessing, browsing, or using the website located at reformglobaladvisory.com (the "Website"), you acknowledge that you have read, understood, and agree to be bound by this Disclaimer and Legal Notice in its entirety.

If you do not agree with any part of this Disclaimer, you must immediately cease using this Website.

This Disclaimer applies to all pages, content, resources, newsletters, downloadable materials, and communications made available through reformglobaladvisory.com.

2. ABOUT REFORM GLOBAL ADVISORY GROUP LIMITED

Reform Global Advisory Group Limited ("the Company", "we", "us", "our") is a limited company registered in Hong Kong SAR. The Company provides business management consulting, strategic advisory, organizational development, and professional training and coaching services.

Registered Office:

Reform Global Advisory Group Limited
Hong Kong Special Administrative Region

Contact:

consultant@reformglobaladvisory.com
reformglobaladvisory.com

3. NATURE OF SERVICES — GENERAL ADVISORY ONLY

3.1 Not a Regulated Financial, Legal, or Investment Firm

Reform Global Advisory Group Limited is a business management consulting and advisory firm. The Company is not:

A licensed securities dealer, investment adviser, or asset manager under the Securities and Futures Ordinance (Cap. 571) of Hong Kong SAR or any equivalent legislation in any other jurisdiction
A licensed legal practitioner, law firm, or barrister under the Legal Practitioners Ordinance (Cap. 159) of Hong Kong SAR or any equivalent legislation
A licensed financial adviser, mortgage adviser, or insurance intermediary under any applicable Hong Kong SAR or international regulatory framework
A certified public accountant or auditor licensed under the Professional Accountants Ordinance (Cap. 50) of Hong Kong SAR
A trust or company service provider (TCSP) licensed under the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615) of Hong Kong SAR, unless separately and explicitly stated

3.2 Scope of Advisory

The services described on this Website relate exclusively to:

Business strategy and management consulting
Business transformation and change management advisory
Project management and governance consulting
Startup and venture advisory
Pre-IPO strategic preparation and process coordination
International compliance landscape advisory (informational only)
Executive coaching and leadership development
Corporate training and professional development programmes
Self-paced learning and micro-learning programmes

None of the above constitute regulated activities under the Securities and Futures Ordinance (Cap. 571), the Financial Advisers Ordinance, the Solicitors' Practice Rules, or any equivalent regulatory framework in Canada, the United Kingdom, or any other jurisdiction.

3.3 Regulated Activities — Co-Working with Licensed Professionals

Where any client engagement requires input from licensed legal, financial, securities, regulatory, or compliance professionals, such activities are coordinated through and performed exclusively by appropriately licensed and regulated professional partners and firms in the relevant jurisdiction.

Reform Global Advisory Group Limited does not directly perform, and does not represent itself as licensed to perform, any regulated activity as defined under applicable Hong Kong SAR, United Kingdom, or Canadian law.

4. NO PROFESSIONAL ADVICE

4.1 General Information Only

All content published on this Website, including but not limited to articles, blog posts, newsletters, service descriptions, case references, insights, downloadable resources, and social media content linked from this Website, is provided for general informational and marketing purposes only.

Nothing on this Website constitutes, or should be construed as:

Legal advice
Financial advice
Investment advice
Tax advice
Accounting advice
Regulatory advice
Securities advice
Medical or psychological advice

4.2 No Client Relationship Created

Access to or use of this Website, including submitting an enquiry form, sending an email, or engaging in live chat, does not create a client-adviser, solicitor-client, or any other professional relationship between you and Reform Global Advisory Group Limited or any of its personnel.

A formal professional relationship is only established upon execution of a written engagement agreement signed by both parties.

4.3 Independent Advice

You are strongly encouraged to seek independent professional advice from qualified practitioners appropriately licensed in your jurisdiction before making any business, financial, investment, legal, or regulatory decision — regardless of any information you have accessed on this Website.

5. LIMITATION OF LIABILITY

5.1 Liability of the Company Only

To the maximum extent permitted by applicable law, any and all liability arising from or in connection with:

The use of or reliance upon any content, information, or material on this Website
Any service engagement, advisory relationship, or communication with the Company
Any action taken or not taken based on information obtained from this Website

shall rest solely and exclusively with Reform Global Advisory Group Limited as the contracting and responsible entity.

5.2 Personnel, Coaches, Consultants, and Affiliated Partners Not Liable

The following parties are expressly excluded from any and all liability arising from or in connection with the Website, its content, or any service engagement conducted through or referred by the Company:

Individual employees, directors, officers, and staff of Reform Global Advisory Group Limited
Independent consultants, coaches, facilitators, and advisers engaged by or associated with the Company
Affiliated partners, licensed professional firms, referral partners, and network members working in conjunction with the Company
Any third-party service providers, platform operators, or technology providers used by the Company

This exclusion applies regardless of whether such parties are named on the Website, involved in the delivery of services, or referenced in any engagement documentation, except where a separate written agreement explicitly establishes individual liability.

5.3 No Guarantee of Outcomes

Reform Global Advisory Group Limited makes no representation, warranty, or guarantee — express or implied — that:

Any advisory, coaching, training, or consulting service will produce specific business, financial, career, or personal outcomes
Information on this Website is accurate, complete, current, or free from error
The Website will be available without interruption or technical failure

Past results referenced on this Website, including growth figures, revenue outcomes, and organizational achievements, are historical in nature and do not constitute a guarantee of future performance for any client or programme participant.

6. INTELLECTUAL PROPERTY

All content on this Website including text, structure, design, graphics, course materials, programme frameworks, the Reform X Method, and all associated intellectual property is the property of Reform Global Advisory Group Limited or its licensors and is protected under applicable intellectual property law.

No content may be reproduced, distributed, adapted, published, or used in any commercial context without the prior written consent of Reform Global Advisory Group Limited.

7. THIRD-PARTY LINKS AND REFERENCES

This Website may contain links to third-party websites, publications, award bodies, or external platforms. Reform Global Advisory Group Limited does not endorse, control, or accept responsibility for the content, accuracy, or practices of any third-party website or resource.

Links to external sites are provided for convenience only. Access to third-party websites is entirely at your own risk.

8. PRIVACY AND DATA PROTECTION

Reform Global Advisory Group Limited is committed to protecting the personal data of all Website visitors and clients in accordance with applicable data protection legislation, including:

The Personal Data (Privacy) Ordinance (Cap. 486) of Hong Kong SAR (PDPO)
The UK General Data Protection Regulation (UK GDPR) where applicable to United Kingdom residents
The Personal Information Protection and Electronic Documents Act (PIPEDA) where applicable to Canadian residents

Personal data submitted through this Website — including via enquiry forms, newsletter sign-ups, or direct email — will be used solely for the purposes of responding to enquiries, delivering agreed services, and communicating relevant updates. Data will not be sold, shared with unauthorized third parties, or used for unsolicited commercial purposes.

For data enquiries, contact: consultant@reformglobaladvisory.com

9. COOKIES

This Website uses cookies to provide necessary site functionality and to improve your browsing experience. By continuing to use this Website, you consent to the use of cookies in accordance with our Cookie Policy.

You may adjust your cookie preferences at any time through your browser settings. Disabling cookies may affect certain Website functionality.

10. GOVERNING LAW AND DISPUTE RESOLUTION

10.1 Governing Law

This Disclaimer, and any dispute, claim, or matter arising out of or in connection with this Website or the services of Reform Global Advisory Group Limited, shall be governed by and construed exclusively in accordance with the laws of the Hong Kong Special Administrative Region of the People's Republic of China.

10.2 Jurisdiction

You irrevocably agree that the courts of the Hong Kong Special Administrative Region shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with this Disclaimer, this Website, or any service provided by Reform Global Advisory Group Limited — regardless of where you are located or where the services were accessed or delivered.

10.3 No Waiver

Nothing in this section prevents Reform Global Advisory Group Limited from seeking urgent injunctive or other equitable relief in any jurisdiction where necessary to protect its intellectual property, confidential information, or other rights.

11. CHANGES TO THIS DISCLAIMER

Reform Global Advisory Group Limited reserves the right to amend, update, or replace this Disclaimer at any time without prior notice. The date of the most recent revision is indicated at the top of this document.

Continued use of this Website following any amendment constitutes your acceptance of the revised Disclaimer.

12. CONTACT

For any questions regarding this Disclaimer, legal notices, data protection enquiries, or service-related questions, please contact:

Reform Global Advisory Group Limited
Email: consultant@reformglobaladvisory.com
Website: reformglobaladvisory.com

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This document is the sole legal disclaimer governing the use of reformglobaladvisory.com and all services provided
by Reform Global Advisory Group Limited.

Individual personnel, consultants, coaches, facilitators, affiliated partners, and third-party collaborators are
expressly excluded from liability under this disclaimer.

Governing jurisdiction: Hong Kong Special Administrative Region.

reformglobaladvisory.com
consultant@reformglobaladvisory.com

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